Rewards, fees, and benefits.
Browse all major credit cards, compare rewards structures, see which card gives you the most money back on your real spending, and find any rewards categories you might be missing. Sorted by the most commonly used cards first.

3x on dining, 6x on flights and 12x on hotels through Citi Travel
Access FICO® Score- Annual fee
- $595
- Network
- Mastercard
- FX fee
- None
- Credit
- Good, Excellent

3x on dining, groceries, gas, flights, and hotels
$100 Annual Hotel Savings Benefit- Annual fee
- $95
- Network
- Mastercard
- FX fee
- None
- Credit
- Good

4x on American Airlines
25% Savings on Inflight Food and Beverage- Annual fee
- $695
- Network
- Mastercard
- FX fee
- None
- Credit
- Good, Excellent

2x on American Airlines
$125 American Airlines Flight Discount- Annual fee
- $99
- Network
- Mastercard
- FX fee
- None
- Credit
- Good, Excellent

3x on American Airlines
Admirals Club® Globe™ Passes (over $300 in value)- Annual fee
- $350
- Network
- Mastercard
- FX fee
- None
- Credit
- Good, Excellent

4% on gas, 3% on dining and travel, 2% at Costco
Citi Entertainment®- Annual fee
- None
- Network
- Visa
- FX fee
- None
- Credit
- Excellent

2x on Dillard's
10% off Welcome Shopping Pass- Annual fee
- None
- Network
- Mastercard
- FX fee
- 3%
- Credit
- Good

5x on Joss & Main
$40 OFF- Annual fee
- None
- Network
- Mastercard
- FX fee
- 3%
- Credit
- Good

4x on L.L.Bean
Free Monogramming- Annual fee
- None
- Network
- Mastercard
- FX fee
- 3%
- Credit
- Good

3x on dining
Entertainment Access- Annual fee
- None
- Network
- American Express
- FX fee
- 3%
- Credit
- Good

2x on dining
10% Shell rebates- Annual fee
- None
- Network
- Mastercard
- FX fee
- 3%
- Credit
- Good

3x on grocery stores
12 Months Special Financing- Annual fee
- None
- Network
- Visa
- FX fee
- 3%
- Credit
- Good

3x on grocery stores
$40 OFF- Annual fee
- None
- Network
- Mastercard
- FX fee
- None
- Credit
- Good

1x on everything
Global emergency services- Annual fee
- None
- Network
- Mastercard
- FX fee
- 3%
- Credit
- Good

1.5% on everything
Alo Moves- Annual fee
- $295
- Network
- Mastercard
- FX fee
- None
- Credit
- Good, Excellent

1.5% on everything
Global emergency services- Annual fee
- None
- Network
- Mastercard
- FX fee
- 3%
- Credit
- Good

1.5x on everything
- Annual fee
- None
- Network
- Visa
- FX fee
- 3%
- Credit
- Limited, Poor

4x on dining
Auto Rental Discounts- Annual fee
- None
- Network
- Visa
- FX fee
- 3%
- Credit
- Good, Excellent

5% on categories you choose
Auto Rental Discounts- Annual fee
- None
- Network
- Visa
- FX fee
- 3%
- Credit
- Good, Excellent

5% on categories you choose
Auto Rental Discounts- Annual fee
- None
- Network
- Visa
- FX fee
- 3%
- Credit
- Poor

2x on everything
Auto Rental Collision Damage Waiver- Annual fee
- $390
- Network
- Visa
- FX fee
- None
- Credit
- Good, Excellent

4x on travel
Dovly Uplift™- Annual fee
- $99
- Network
- Visa
- FX fee
- None
- Credit
- Good, Excellent

1.5% on everything
Car Rental with Audi on demand®- Annual fee
- None
- Network
- Visa
- FX fee
- 3%
- Credit
- Good, Excellent

3x on dining
$100 Global Entry Application Fee Statement Credit- Annual fee
- $400
- Network
- Visa
- FX fee
- None
- Credit
- Good, Excellent
