Rewards, fees, and benefits.
Browse all major credit cards, compare rewards structures, see which card gives you the most money back on your real spending, and find any rewards categories you might be missing. Sorted by the most commonly used cards first.

3% on a category you choose
FICO® Score- Annual fee
- None
- Network
- Visa
- FX fee
- 3%
- Credit
- Limited, Poor

3% on a category you choose
FICO® Score- Annual fee
- None
- Network
- Visa
- FX fee
- 3%
- Credit
- Limited, Poor

2x on travel and dining, 1.5x on everything else
$100 airline incidental credit- Annual fee
- $95
- Network
- Visa
- FX fee
- None
- Credit
- Good, Excellent

2x on travel and dining, 1.5x on everything else
$150 lifestyle credit- Annual fee
- $550
- Network
- Visa
- FX fee
- None
- Credit
- Good, Excellent

1.5x on everything
Dovly Uplift™- Annual fee
- None
- Network
- Visa
- FX fee
- None
- Credit
- Good, Excellent

1.5x on everything
FICO® Score- Annual fee
- None
- Network
- Visa
- FX fee
- None
- Credit
- Limited, Poor

1.5x on everything
FICO® Score- Annual fee
- None
- Network
- Visa
- FX fee
- None
- Credit
- Limited, Poor

1.5% on everything
FICO® Score- Annual fee
- None
- Network
- Visa
- FX fee
- 3%
- Credit
- Limited, Poor

1.5% on everything
FICO® Score- Annual fee
- None
- Network
- Visa
- FX fee
- 3%
- Credit
- Limited, Poor

2x on Celebrity Cruises
Dovly Uplift™- Annual fee
- None
- Network
- Visa
- FX fee
- None
- Credit
- Good, Excellent

2x on Norwegian Cruise Line
FICO® Score- Annual fee
- None
- Network
- Mastercard
- FX fee
- None
- Credit
- Good, Excellent

4x on Royal Caribbean
Airport Security Statement Credits- Annual fee
- $99
- Network
- Visa
- FX fee
- None
- Credit
- Good, Excellent

3x on Royal Caribbean
Anniversary Reward- Annual fee
- None
- Network
- Visa
- FX fee
- None
- Credit
- Good, Excellent

3% on a category you choose
Dovly Uplift™- Annual fee
- None
- Network
- Visa
- FX fee
- 3%
- Credit
- Good, Excellent

1% on everything
Global emergency services- Annual fee
- $49
- Network
- Mastercard
- FX fee
- 3%
- Credit
- Good

3% on dining
SoFi Travel rewards- Annual fee
- None
- Network
- Mastercard
- FX fee
- None
- Credit
- Good, Excellent

5% on grocery stores
Investment match- Annual fee
- None
- Network
- Mastercard
- FX fee
- None
- Credit
- Good, Excellent

2% on everything
Cell phone protection- Annual fee
- None
- Network
- Mastercard
- FX fee
- None
- Credit
- Good, Excellent

1% on everything
Dovly Uplift™- Annual fee
- $147
- Network
- Visa
- FX fee
- 4%
- Credit
- Limited, Poor

1.5x on everything
- Annual fee
- None
- Network
- Visa
- FX fee
- 3%
- Credit
- Limited, Poor

4x on dining
Auto Rental Discounts- Annual fee
- None
- Network
- Visa
- FX fee
- 3%
- Credit
- Good, Excellent

5% on categories you choose
Auto Rental Discounts- Annual fee
- None
- Network
- Visa
- FX fee
- 3%
- Credit
- Good, Excellent

5% on categories you choose
Auto Rental Discounts- Annual fee
- None
- Network
- Visa
- FX fee
- 3%
- Credit
- Poor

2x on everything
Auto Rental Collision Damage Waiver- Annual fee
- $390
- Network
- Visa
- FX fee
- None
- Credit
- Good, Excellent
