Cash back · Visa · No annual fee
Last verified 2026-09-09. Review issuer source
BankNewport Visa Max Cash Preferred is a no-annual-fee cash back card from BankNewport. Its best everyday rates are 5% on cable TV, 5% on department stores, and 5% on electronic stores; everything else earns 1%. Cable TV is capped at $2,000 a quarter, then drops to the base rate. The top rate rotates through categories each quarter and needs activating.
On our reference budget of $24,600 a year it returns about $552, an effective 2.2% back. The welcome bonus, $150 after $500 in 90 days, is the strongest reason to open it in a given year.
It pays off only if you activate every quarter and the categories match how you spend. Skip a quarter and it is a 1% card. It charges 3% on foreign purchases, so leave it home when you travel abroad.
Cap: $2,000 per quarterly
5% cash back on the first $2,000 combined eligible purchases each quarter on two chosen categories
Cap: $2,000 per quarterly
5% cash back on the first $2,000 combined eligible purchases each quarter on two chosen categories
Cap: $2,000 per quarterly
5% cash back on the first $2,000 combined eligible purchases each quarter on two chosen categories
Cap: $2,000 per quarterly
5% cash back on the first $2,000 combined eligible purchases each quarter on two chosen categories
Cap: $2,000 per quarterly
5% cash back on the first $2,000 combined eligible purchases each quarter on two chosen categories
Cap: $2,000 per quarterly
5% cash back on the first $2,000 combined eligible purchases each quarter on two chosen categories
Cap: $2,000 per quarterly
5% cash back on the first $2,000 combined eligible purchases each quarter on two chosen categories
Cap: $2,000 per quarterly
5% cash back on the first $2,000 combined eligible purchases each quarter on two chosen categories
Cap: $2,000 per quarterly
5% cash back on the first $2,000 combined eligible purchases each quarter on two chosen categories
Cap: $2,000 per quarterly
5% cash back on the first $2,000 combined eligible purchases each quarter on two chosen categories
Cap: $2,000 per quarterly
5% cash back on the first $2,000 combined eligible purchases each quarter on two chosen categories
Unlimited 2% cash back on eligible net purchases on one everyday category chosen
Unlimited 2% cash back on eligible net purchases on one everyday category chosen
Unlimited 2% cash back on eligible net purchases on one everyday category chosen
Unlimited 2% cash back on eligible net purchases on one everyday category chosen
Unlimited 2% cash back on eligible net purchases on one everyday category chosen
Unlimited 2% cash back on eligible net purchases on one everyday category chosen
Unlimited 2% cash back on eligible net purchases on one everyday category chosen
$150 bonus rewarded after you spend $500 within first 90 days of account opening. Redeem cash back for a statement credit, rewards card, or a deposit to a qualifying account.
Alamo, Hertz and National
Complimentary 24/7/365 access to a wide range of personalized services, including entertainment planning, business services, gift arrangements, specialty services and travel information.
Provides tools so you can act quickly if your identity is threatened.
Up to $3,000 reimbursement for the actual cost of repairing or replacing your checked or carry-on luggage and personal property contained therein that is lost or damaged. Coverage begins when the luggage is checked in or carried onto the common carrier by you.
Provides return protection on designated items purchased entirely with the card.
Available only when traveling in the 50 United States and the District of Columbia. If your car breaks down on the road, just call and tell us where you are. We'll send someone to the rescue.
Complimentary Zagat Survey restaurant rating and reviews. Plus, a host of fine wine and food experiences.
Provides cardmembers with special offers, opportunities and upgrades from participating merchants.
These come from Visa, not from BankNewport. Every card on the Visa Signature tier carries them, so they should not decide between two cards.
Get free access to Dovly Uplift. Dovly helps you raise your credit score and get more for your money. While Dovly's platform is designed to remove inaccuracies from your credit report, every case is different, and not everyone will achieve the same results.
Enjoy automatic Silver Status when you sign up for Troon Rewards®, for 10% savings on golf fees, merchandise and lessons at over 150 golf courses across the United States and the world.
Eligible Visa cardholders can enjoy special events access to the hottest dining events on OpenTable. Restrictions apply.
Enjoy a free ticket per show with the purchase of one or more tickets, plus you can access 7-day Visa Exclusive Presale opportunities.
Eligible Visa cardholders can now use the GigSky app to access complimentary or discounted global mobile data, in 175+ countries and destinations worldwide as well as on over 200 of the world’s top cruise ships.
When you are traveling or working anywhere in the world, your covered Visa card gets you access to a multilingual call center 24 hours a day, 365 days a year to help get the assistance you need. As a covered cardholder, you, your spouse and dependent children under 22 years of age who are traveling with can call a dedicated toll-free number in the United States, or call collect when traveling abroad.
Get exciting benefits at Universal Studios Hollywood and Universal Orlando Resort when you pay with your Visa Signature® or Visa Infinite® card.
Get assistance with travel planning, entertainment tickets and more.
Enjoy special guest status at 900+ Visa Signature Luxury Hotel properties worldwide.
Benefit descriptions are the issuer’s and network’s own wording, trimmed for length. Limits and exclusions are in the guide to benefits.
| Card | Annual fee | Rewards earned | Net after fee | Rank |
|---|---|---|---|---|
| BankNewport Visa® Max Cash PreferredThis card · 5% on cable TV | None | $552 | +$552 | 53rd of 1,291 |
| BankNewport Visa® Max Cash SecuredBankNewport's most-held other card · 5% on cable TV | None | $552 | +$552 | 54th of 1,291 |
| Savor RewardsThe strongest no-fee card on this budget · 3% on dining | None | $642 | +$642 | 4th of 1,291 |
| Robinhood Gold CardHighest net return on this budget · 3% on everything | $50 | $798 | +$748 | 1st of 1,291 |
Reference budget: groceries $6,000, dining and restaurants $3,600, gas and ev charging $2,400, travel and transit $3,000, online shopping $2,400, entertainment and streaming $1,200, everything else $6,000. Points are valued at 1¢ unless the program is worth less; statement credits, welcome bonuses, and perks are left out. Run it with your own spending.
