Points · Mastercard · No annual fee
Last verified 2026-09-09. Review issuer source
Barclays Carnival World Mastercard is a no-annual-fee points card from Barclays. It earns 1x on purchases, which puts it behind most rewards cards; you hold it for the account itself, not the rewards. Rewards are Carnival points that only spend inside that program, so we value them at roughly a third of a cent each.
On our reference budget of $24,600 a year it returns about $82, an effective 0.3% back. The welcome bonus, 30,000 points after $1,000 in 90 days, adds to the first year's return.
Get it if you already fly or stay with Carnival often enough to use the perks. A general travel card earns points that go more places.
Earn 2X FunPoints® for every dollar spent on any purchases with Carnival Cruise Line AND with the brands of the World’s Leading Cruise Lines
Earn 30,000 FunPoints® after spending $1,000 in the first 90 das
Get 10% back as a statement credit when you book a Carnival shore excursion on carnival.com prior to your cruise.
Redeem for statement credits toward any Carnival purchase, onboard experiences, and more. Redemptions start at 5,000 FunPoints® for a $50 statement credit toward a Carnival Cruise Line purchase in the last 180 days.
These come from Mastercard, not from Barclays. Every card on the World Mastercard tier carries them, so they should not decide between two cards.
Call 1-800-MASTERCARD (1-800-627-8372) for 24/7 assistance to report a lost or stolen card.
Enjoy a HealthLock for Mastercard Medical Claim Monitor complimentary membership plus a 90-day upgrade to all HealthLock services at no monthly cost.
Groceries and more delivered in as fast as one hour. Get $10 off your second order each month, and new Instacart+ members can also get three free months of Instacart+.
Get exclusive PGA TOUR® experiences and access amazing golf benefits with our Golf Concierge Service.
Mastercard gives you exclusive access to ticket presales at top venues and festivals across the U.S. Eligibility restrictions, exclusions and terms apply. Offer expires 3/31/2027.
Save when you tap and go with your eligible Mastercard and receive a $2.50 statement credit when you spend $10 or more each month at participating transit systems.
Browse exclusive Mastercard benefits, book travel, get hotel upgrades and more.
Enjoy experiences in culture, dining, sports, entertainment and more in over 45 exciting destinations around the globe.
With Mastercard Zero Liability protection you’re protected against unauthorized transactions in stores, online and in app.
Benefit descriptions are the issuer’s and network’s own wording, trimmed for length. Limits and exclusions are in the guide to benefits.
| Card | Annual fee | Rewards earned | Net after fee | Rank |
|---|---|---|---|---|
| Carnival® World Mastercard®This card · 1x on everything | None | $82 | +$82 | 1020th of 1,291 |
| The AARP® Travel Rewards Mastercard®Barclays's most-held other card · 3% on airfare | None | $342 | +$342 | 519th of 1,291 |
| Savor RewardsThe strongest no-fee card on this budget · 3% on dining | None | $642 | +$642 | 4th of 1,291 |
| Robinhood Gold CardHighest net return on this budget · 3% on everything | $50 | $798 | +$748 | 1st of 1,291 |
Reference budget: groceries $6,000, dining and restaurants $3,600, gas and ev charging $2,400, travel and transit $3,000, online shopping $2,400, entertainment and streaming $1,200, everything else $6,000. Points are valued at 1¢ unless the program is worth less; statement credits, welcome bonuses, and perks are left out. Run it with your own spending.
