Miles · Mastercard · $499 annual fee
Last verified 2026-09-09. Review issuer source

Barclays JetBlue Premier is a $499-a-year miles card from Barclays. Its best everyday rates are 2x on dining, and 2x on grocery stores; everything else earns 1x. There is also 6x on JetBlue, a single-merchant rate. Rewards are JetBlue TrueBlue Rewards Program miles that only spend inside that program, so we value them at roughly a third of a cent each.
On our reference budget of $24,600 a year its rewards come to $114, $385 short of the annual fee. That is normal at this price; the card only works if the perks replace spending you already do, or your bonus-category spending is far above a typical household's. The welcome bonus, 90,000 miles after $5,000 in 90 days, is the strongest reason to open it in a given year.
Get it if you already fly or stay with JetBlue TrueBlue Rewards Program often enough to use the free checked bag. A general travel card earns points that go more places.
2X points at restaurants
2X points at grocery stores
6X points on eligible JetBlue and Paisly purchases
Earn 90,000 bonus points after spending $5,000 on purchases and paying the annual fee in full, both within the first 90 days.
Complimentary access to BlueHouse lounges for cardmembers with eligible fares.
Earn 5,000 bonus points each year after your JetBlue Premier Card account anniversary.
Free first checked bag for you and up to 3 eligible travel companions on JetBlue-operated flights.
Global Entry or TSA PreCheck® Up to $120 application fee credit every 4 years.
Group A boarding on JetBlue-operated flights.
50% savings on eligible inflight purchases on JetBlue-operated flights.
Priority Pass™ Select access over 1,500 lounges.
Mosaic status faster - Earn toward Mosaic with every purchase.
Points payback allows you to redeem points for a statement credit.
Earn up to $300 in statement credits on TrueBlue Travel purchases per calendar year.
These come from Mastercard, not from Barclays. Every card on the World Elite Mastercard tier carries them, so they should not decide between two cards.
Call 1-800-MASTERCARD (1-800-627-8372) for 24/7 assistance to report a lost or stolen card.
Enroll in HealthLock for Mastercard Medical Claim Monitor complimentary membership plus a 90-day upgrade to all HealthLock services at no monthly cost.
Groceries and more delivered in as fast as one hour. Get $10 off your second order each month, and new Instacart+ members can also get three free months of Instacart+. Offer expires 1/31/2027.
More rides means more adventure. Take three rides in a month with Lyft to earn a $5 credit.3* Plus, save 10% on all scheduled rides to or from U.S. airports when you pay with your World Elite or World Legend Mastercard. Offer expires 1/31/2027.
Get exclusive PGA TOUR® experiences and access amazing golf benefits with our Golf Concierge Service.
Monitor your credit file for fraud, get alerts for suspicious activity and access a resolution specialist.
Mastercard gives you exclusive access to premium preferred seats and ticket presales at top venues and festivals across the U.S. Eligibility restrictions, exclusions and terms apply. Offer expires 3/31/2027.
Save when you tap and go with your eligible Mastercard and receive a $2.50 statement credit when you spend $10 or more each month at participating transit systems.
Browse exclusive Mastercard benefits, book travel, get hotel upgrades and more.
Get $3 off Peacock Premium or Peacock Premium Plus each month when you use your World Elite or World Legend Mastercard to subscribe. Watch new movies from theaters, buzzworthy original series, hit TV shows, live sports and so much more. Eligibility restrictions, exclusions and terms apply. Offer expires 12/31/2027.
Enjoy experiences in culture, dining, sports, entertainment and more in over 45 exciting destinations around the globe.
With Mastercard Zero Liability protection you’re protected against unauthorized transactions in stores, online and in app.
Complimentary 24/7 concierge agent for lifestyle needs, travel bookings and event access.
Benefit descriptions are the issuer’s and network’s own wording, trimmed for length. Limits and exclusions are in the guide to benefits.
Priority Pass™ Select access over 1,500 lounges
| Card | Annual fee | Rewards earned | Net after fee | Rank |
|---|---|---|---|---|
| JetBlue PremierThis card · 2x on dining | $499 | $114 | −$385 | 1282nd of 1,291 |
| The AARP® Travel Rewards Mastercard®Barclays's most-held other card · 3% on airfare | None | $342 | +$342 | 519th of 1,291 |
| Savor RewardsThe strongest no-fee card on this budget · 3% on dining | None | $642 | +$642 | 4th of 1,291 |
| Robinhood Gold CardHighest net return on this budget · 3% on everything | $50 | $798 | +$748 | 1st of 1,291 |
Reference budget: groceries $6,000, dining and restaurants $3,600, gas and ev charging $2,400, travel and transit $3,000, online shopping $2,400, entertainment and streaming $1,200, everything else $6,000. Points are valued at 1¢ unless the program is worth less; statement credits, welcome bonuses, and perks are left out. Run it with your own spending.