Points · Visa · $395 annual fee
Last verified 2026-09-09. Review issuer source
Barclays Wyndham Rewards Earner Premier is a $395-a-year points card from Barclays. Its best everyday rates are 4x on dining, 4x on grocery stores, and 4x on travel; everything else earns 1x. There is also 8x on Wyndham Hotels & Resorts, a single-merchant rate. Rewards are Wyndham Rewards points that only spend inside that program, so we value them at roughly a third of a cent each.
On our reference budget of $24,600 a year its rewards come to $208, $187 short of the annual fee. That is normal at this price; the card only works if the perks replace spending you already do, or your bonus-category spending is far above a typical household's. The welcome bonus, 120,000 points after $6,000 in 120 days, is the strongest reason to open it in a given year.
Get it if you already fly or stay with Wyndham Rewards often enough to use the free night. A general travel card earns points that go more places.
Earn 4 points per $1 spent on dining
Earn 4 points per $1 spent on grocery store purchases (excluding Target® and Walmart®)
Earn 4 points per $1 spent on travel purchases
Earn 8 points per $1 spent on on eligible purchases made at Hotels by Wyndham, including hotels through Wyndham Travel Bundles.
Earn 90,000 bonus points after spending $6,000 on purchases and paying the annual fee in full, both within the first 120 days, and also earn 30,000 bonus points after spending $750 at Hotels by Wyndham in the first 180 days.
You’re not responsible for charges you did not authorize.
You are eligible to receive a single statement credit of $100 back after spending $100 or more in the aggregate at Wyndham® hotels, Wyndham Grand® hotels, Dolce Hotels and Resorts® by Wyndham, Trademark Collection® by Wyndham and/or Registry Collection Hotels® each calendar year.
Receive a $65 statement credit back each calendar year after making qualifying wholesale club membership purchases with your ca.
Receive a complimentary subscription to Wyndham Rewards Insider (a $95/year value). Unlock a world of exclusive discounts and deals, plus earn points even faster.
Receive 30,000 bonus points each anniversary year after payment of your annual fee-that’s enough for up to four free nights at participating hotels every year.
Enjoy a free night worth up to 30,000 Wyndham Rewards points after you stay five or more nights in a calendar year.
Enjoy access to the Executive area and so much more.
Redeem 25% fewer Wyndham Rewards points for free nights, which means you can book free nights starting at just 5,625 points.
Wyndham Rewards Earner Premier Card members can save even more on our Standard Rate for stays at participating Hotels by Wyndham and hotels in Wyndham Travel Bund.
Automatically receive a Wyndham Rewards DIAMOND member level and enjoy suite upgrades, welcome amenity at check-in at select hotels, and more.
Enjoy a 15% discount-or best available offer-when you purchase points with your Wyndham Rewards Earner® Premier Card.
Receive statement credits on qualifying streaming subscriptions—stream more of what you love.
Enjoy up to a $120 statement credit back every 4 years for your TSA PreCheck or Global Entry application fee.
Enjoy up to $10 in statement credits back each month--up to $120 each calendar year--after making qualifying meal delivery purchases with your card.
These come from Visa, not from Barclays. Every card on the Visa Signature tier carries them, so they should not decide between two cards.
Get free access to Dovly Uplift. Dovly helps you raise your credit score and get more for your money. While Dovly's platform is designed to remove inaccuracies from your credit report, every case is different, and not everyone will achieve the same results.
Enjoy automatic Silver Status when you sign up for Troon Rewards®, for 10% savings on golf fees, merchandise and lessons at over 150 golf courses across the United States and the world.
Eligible Visa cardholders can enjoy special events access to the hottest dining events on OpenTable. Restrictions apply.
This is a pay-per-use roadside assistance program available 24x7. Roadside Dispatch will ask for your location, find out what the problem is, and will remain on the phone with you while arranging a dispatch to a reliable tow operator or locksmith. You pay a set price per service call.
Enjoy a free ticket per show with the purchase of one or more tickets, plus you can access 7-day Visa Exclusive Presale opportunities.
Eligible Visa cardholders can now use the GigSky app to access complimentary or discounted global mobile data, in 175+ countries and destinations worldwide as well as on over 200 of the world’s top cruise ships.
When you are traveling or working anywhere in the world, your covered Visa card gets you access to a multilingual call center 24 hours a day, 365 days a year to help get the assistance you need. As a covered cardholder, you, your spouse and dependent children under 22 years of age who are traveling with can call a dedicated toll-free number in the United States, or call collect when traveling abroad.
Get exciting benefits at Universal Studios Hollywood and Universal Orlando Resort when you pay with your Visa Signature® or Visa Infinite® card.
Get assistance with travel planning, entertainment tickets and more.
Enjoy special guest status at 900+ Visa Signature Luxury Hotel properties worldwide.
Book your next road trip with your Visa Signature card to receive up to 25% off base rates on qualifying rentals from Avis and Budget. Your card can also unlock complimentary upgrades (when available), waived Additional Driver Fee and 10% saving on XM Satellite radio during rental.
Benefit descriptions are the issuer’s and network’s own wording, trimmed for length. Limits and exclusions are in the guide to benefits.
| Card | Annual fee | Rewards earned | Net after fee | Rank |
|---|---|---|---|---|
| Wyndham Rewards Earner® PremierThis card · 4x on dining | $395 | $208 | −$187 | 1268th of 1,291 |
| The AARP® Travel Rewards Mastercard®Barclays's most-held other card · 3% on airfare | None | $342 | +$342 | 519th of 1,291 |
| Savor RewardsThe strongest no-fee card on this budget · 3% on dining | None | $642 | +$642 | 4th of 1,291 |
| Robinhood Gold CardHighest net return on this budget · 3% on everything | $50 | $798 | +$748 | 1st of 1,291 |
Reference budget: groceries $6,000, dining and restaurants $3,600, gas and ev charging $2,400, travel and transit $3,000, online shopping $2,400, entertainment and streaming $1,200, everything else $6,000. Points are valued at 1¢ unless the program is worth less; statement credits, welcome bonuses, and perks are left out. Run it with your own spending.
