Points · Mastercard · No annual fee
Last verified 2026-09-09. Review issuer source
Bank of America Business Advantage Travel Rewards World Mastercard is a no-annual-fee points card from Bank of America. It earns 1.5x on every purchase with no categories to track.
On our reference budget of $73,200 a year it returns about $1,098, an effective 1.5% back. The welcome bonus, 50,000 points after $5,000 in 90 days, is the strongest reason to open it in a given year.
Keep business spending on it for the separate statement alone; the rewards are the extra. Check the issuer's other business card before deciding, since the categories differ more than the fees do.
Earn 50,000 online bonus points after you make at least $5,000 in purchases in the first 90 days of your account opening, which can be redeemed for a $500 statement credit towards travel or dining purchases.
Earn up to 75% more points on every purchase, if you have a business checking account with Bank of America and qualify for our highest Preferred Rewards for Business tier. That means you could earn up to an unlimited 2.62 points per $1 spent on all purchases and up to 5.25 points per $1 spent at the Bank of America Travel Center.
Travel services your business needs including $1 million in travel accident insurance, lost luggage reimbursement, trip cancellation coverage, and trip delay reimbursement.
Benefit descriptions are the issuer’s and network’s own wording, trimmed for length. Limits and exclusions are in the guide to benefits.
| Card | Annual fee | Rewards earned | Net after fee | Rank |
|---|---|---|---|---|
| Business Advantage Travel Rewards World Mastercard®This card · 1.5x on everything | None | $1,098 | +$1,098 | 163rd of 752 |
| Business Advantage Customized Cash RewardsBank of America's most-held other card · 3% on business services | None | $1,308 | +$1,308 | 14th of 752 |
| Edward Jones® Everyday Solutions Business World Elite Mastercard®The strongest no-fee card on this budget · 2x on everything | None | $1,704 | +$1,704 | 1st of 752 |
| Huntington Voice BusinessHighest net return on this budget · 4% on auto maintenance | None | $1,560 | +$1,560 | 2nd of 752 |
Reference budget: office supplies $6,000, internet, phone, and cable $3,600, shipping $6,000, advertising $12,000, software and tech $6,000, gas and ev charging $4,800, dining and restaurants $4,800, travel and transit $6,000, everything else $24,000. Points are valued at 1¢ unless the program is worth less; statement credits, welcome bonuses, and perks are left out. Run it with your own spending.
