Bank of America® Unlimited Cash Rewards
cashback · Visa · No annual fee
- Recommended credit
- Good, Excellent
- Foreign transaction fee
- 3%
- Card type
- Personal
- Network tier
- Visa Signature®
Last verified 2026-06-28. Review issuer source · Image source

Earn structure.
- 1.5%All other purchases
Current capture.
Online $200 cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening
Useful perks.
Purchase qualifying stays with your eligible Visa Credit or Debit card and get up to 8% in Travel Credits to use on future flights, stays, car rentals, attractions, car rentals, taxis and more.
card benefitGet free access to Dovly Uplift. Dovly helps you raise your credit score and get more for your money. While Dovly's platform is designed to remove inaccuracies from your credit report, every case is different, and not everyone will achieve the same results.
card benefitIf you're a Preferred Rewards member, you can earn 25%-75% more cash back on every purchase. That means you could earn 1.87%-2.62% cash back on every purchase with Preferred Rewards.
card benefitApply for Global Entry, a U.S. Customs and Border Protection program and use your Visa Signature card to pay the application fee (currently $120) to receive a $120 statement credit.
card benefitEnjoy automatic Silver Status when you sign up for Troon Rewards®, for 10% savings on golf fees, merchandise and lessons at over 150 golf courses across the United States and the world.
card benefitEligible Visa cardholders can enjoy special events access to the hottest dining events on OpenTable. Restrictions apply.
card benefitEnjoy access to over 1,700 airport lounges and experiences around the globe.
card benefitThis is a pay-per-use roadside assistance program available 24x7. Roadside Dispatch will ask for your location, find out what the problem is, and will remain on the phone with you while arranging a dispatch to a reliable tow operator or locksmith. You pay a set price per service call.
card benefitEnjoy a free ticket per show with the purchase of one or more tickets, plus you can access 7-day Visa Exclusive Presale opportunities.
card benefitEligible Visa cardholders can now use the GigSky app to access complimentary or discounted global mobile data, in 175+ countries and destinations worldwide as well as on over 200 of the world’s top cruise ships.
card benefitWhen you are traveling or working anywhere in the world, your covered Visa card gets you access to a multilingual call center 24 hours a day, 365 days a year to help get the assistance you need. As a covered cardholder, you, your spouse and dependent children under 22 years of age who are traveling with can call a dedicated toll-free number in the United States, or call collect when traveling abroad.
card benefitGet exciting benefits at Universal Studios Hollywood and Universal Orlando Resort when you pay with your Visa Signature® or Visa Infinite® card.
card benefitGet assistance with travel planning, entertainment tickets and more.
card benefitEnjoy special guest status at 900+ Visa Signature Luxury Hotel properties worldwide.
card benefitBook your next road trip with your Visa Signature card to receive up to 25% off base rates on qualifying rentals from Avis and Budget. Your card can also unlock complimentary upgrades (when available), waived Additional Driver Fee and 10% saving on XM Satellite radio during rental.
card benefit