Cash back · Visa · No annual fee
Last verified 2026-09-09. Review issuer source
Camden National Bank Visa Max Cash Secured is a no-annual-fee cash back card from Camden National Bank. Its best everyday rates are 5% on cable TV, 5% on department stores, and 5% on electronic stores; everything else earns 1%. Cable TV is capped at $2,000 a quarter, then drops to the base rate. The top rate rotates through categories each quarter and needs activating.
On our reference budget of $24,600 a year it returns about $552, an effective 2.2% back.
Get it for the reporting. Pay in full, keep the balance under a third of the limit, and ask about graduating to an unsecured card after a year. The rewards are beside the point. It charges 3% on foreign purchases, so leave it home when you travel abroad.
Cap: $2,000 per quarterly
5% cash back on the first $2,000 combined eligible purchases each quarter on two chosen categories
Cap: $2,000 per quarterly
5% cash back on the first $2,000 combined eligible purchases each quarter on two chosen categories
Cap: $2,000 per quarterly
5% cash back on the first $2,000 combined eligible purchases each quarter on two chosen categories
Cap: $2,000 per quarterly
5% cash back on the first $2,000 combined eligible purchases each quarter on two chosen categories
Cap: $2,000 per quarterly
5% cash back on the first $2,000 combined eligible purchases each quarter on two chosen categories
Cap: $2,000 per quarterly
5% cash back on the first $2,000 combined eligible purchases each quarter on two chosen categories
Cap: $2,000 per quarterly
5% cash back on the first $2,000 combined eligible purchases each quarter on two chosen categories
Cap: $2,000 per quarterly
5% cash back on the first $2,000 combined eligible purchases each quarter on two chosen categories
Cap: $2,000 per quarterly
5% cash back on the first $2,000 combined eligible purchases each quarter on two chosen categories
Cap: $2,000 per quarterly
5% cash back on the first $2,000 combined eligible purchases each quarter on two chosen categories
Cap: $2,000 per quarterly
5% cash back on the first $2,000 combined eligible purchases each quarter on two chosen categories
Unlimited 2% cash back on eligible net purchases on one everyday category chosen
Unlimited 2% cash back on eligible net purchases on one everyday category chosen
Unlimited 2% cash back on eligible net purchases on one everyday category chosen
Unlimited 2% cash back on eligible net purchases on one everyday category chosen
Unlimited 2% cash back on eligible net purchases on one everyday category chosen
Unlimited 2% cash back on eligible net purchases on one everyday category chosen
Unlimited 2% cash back on eligible net purchases on one everyday category chosen
No welcome bonus is stored for this catalog entry yet.
Alamo, Hertz and National
Complimentary 24/7/365 access to a wide range of personalized services, including entertainment planning, business services, gift arrangements, specialty services and travel information.
Provides tools so you can act quickly if your identity is threatened.
Up to $3,000 reimbursement for the actual cost of repairing or replacing your checked or carry-on luggage and personal property contained therein that is lost or damaged. Coverage begins when the luggage is checked in or carried onto the common carrier by you.
Provides return protection on designated items purchased entirely with the card.
Available only when traveling in the 50 United States and the District of Columbia. If your car breaks down on the road, just call and tell us where you are. We'll send someone to the rescue.
Complimentary Zagat Survey restaurant rating and reviews. Plus, a host of fine wine and food experiences.
Provides cardmembers with special offers, opportunities and upgrades from participating merchants.
Benefit descriptions are the issuer’s and network’s own wording, trimmed for length. Limits and exclusions are in the guide to benefits.
| Card | Annual fee | Rewards earned | Net after fee | Rank |
|---|---|---|---|---|
| Camden National Bank Visa® Max Cash SecuredThis card · 5% on cable TV | None | $552 | +$552 | 70th of 1,291 |
| Camden National Bank Visa® Max Cash PreferredCamden National Bank's most-held other card · 5% on cable TV | None | $552 | +$552 | 69th of 1,291 |
| Savor RewardsThe strongest no-fee card on this budget · 3% on dining | None | $642 | +$642 | 4th of 1,291 |
| Robinhood Gold CardHighest net return on this budget · 3% on everything | $50 | $798 | +$748 | 1st of 1,291 |
Reference budget: groceries $6,000, dining and restaurants $3,600, gas and ev charging $2,400, travel and transit $3,000, online shopping $2,400, entertainment and streaming $1,200, everything else $6,000. Points are valued at 1¢ unless the program is worth less; statement credits, welcome bonuses, and perks are left out. Run it with your own spending.
