TAP Miles&Go American Express®

First Electronic Bank TAP Miles&Go American Express is a $79-a-year miles card from First Electronic Bank. Its best everyday rates are 2x on car rentals, 2x on hotels, and 2x on ridesharing; everything else earns 1x. There is also 3x on Tap Air Portugal, a single-merchant rate. Rewards are TAP Miles&Go miles that only spend inside that program, so we value them at roughly a third of a cent each.

On our reference budget of $24,600 a year it earns $92, which clears the $79 fee with $13 to spare before any credits or perks. The welcome bonus, 40,000 miles after $2,500 in 90 days, is the strongest reason to open it in a given year.

Get it if you already fly or stay with TAP Miles&Go often enough to use the free checked bag. A general travel card earns points that go more places.

Assessed from the card's published terms by The CreditMaxer team · Facts checked September 9, 2026 · How we make money