Chase Freedom Unlimited® Credit Card
cashback · Visa · No annual fee
- Recommended credit
- Good, Excellent
- Foreign transaction fee
- 3%
- Card type
- Personal
- Network tier
- Visa Traditional
Last verified 2026-06-28. Review issuer source · Image source

Earn structure.
- 5%All Travel (Ultimate Rewards)
Earn 5% on travel purchased through Chase Ultimate Rewards
- 3%Dining
Earn 3% on dining at restaurants, including takeout and eligible delivery services
- 3%Drugstores
Earn 3% on drugstore purchases
- 1.5%All other purchases
Current capture.
Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening.
Useful perks.
We help safeguard your credit card purchases using sophisticated fraud monitoring. We monitor for fraud 24/7 and can text, email or call you if there are unusual purchases on your credit card.
card benefitDecline the rental company's collision insurance and charge the entire rental cost to your card. Coverage is provided for theft and collision damage for most cars in the U.S. and abroad. In the U.S., coverage is secondary to your personal insurance.
card benefitPurchase qualifying stays with your eligible Visa Credit or Debit card and get up to 8% in Travel Credits to use on future flights, stays, car rentals, attractions, car rentals, taxis and more.
card benefitGet 6 months of complimentary access to DashPass– a membership for both DoorDash and Caviar – which unlocks $0 delivery fees and lower service fees on eligible orders. After that, you are automatically enrolled in DashPass at the current monthly rate. Activate by Dec 31, 2027. Plus, DashPass members get up to $10 off quarterly on non-restaurant DoorDash orders through Dec 31, 2027.
card benefitGet free access to Dovly Uplift. Dovly helps you raise your credit score and get more for your money. While Dovly's platform is designed to remove inaccuracies from your credit report, every case is different, and not everyone will achieve the same results.
card benefitExtends the time period of the U.S. manufacturer's warranty by an additional year, on eligible warranties of three years or less.
card benefitEligible Visa cardholders can enjoy special events access to the hottest dining events on OpenTable. Restrictions apply.
card benefitCovers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account.
