Miles · Mastercard · $350 annual fee
Last verified 2026-09-09. Review issuer source
Citi AAdvantage Globe Card is a $350-a-year miles card from Citi. Its best everyday rates are 2x on dining, 2x on ridesharing, and 2x on taxi; everything else earns 1x. The 6x rate applies only to hotels booked through AAdvantage, so treat it as a bonus rather than the reason to apply. There is also 3x on American Airlines, a single-merchant rate. Rewards are American AAdvantage miles that only spend inside that program, so we value them at roughly a third of a cent each.
On our reference budget of $24,600 a year its rewards come to $144, $206 short of the annual fee. That is normal at this price; the card only works if the perks replace spending you already do, or your bonus-category spending is far above a typical household's. The welcome bonus, 90,000 miles after $5,000 in 4 months, is the strongest reason to open it in a given year.
Get it if you already fly or stay with American AAdvantage often enough to use the free checked bag. A general travel card earns points that go more places.
Earn 3 AAdvantage® miles for every $1 spent on eligible American Airlines purchases
Earn 2 AAdvantage® miles for every $1 spent at restaurants, including takeout and delivery
Earn 6 AAdvantage® miles for every $1 spent on eligible AAdvantage Hotels™ bookings
Earn 2 AAdvantage® miles for every $1 spent on eligible Rides and Rails™ purchases including rideshares
Earn 2 AAdvantage® miles for every $1 spent on eligible Rides and Rails™ purchases including taxis
Earn 2 AAdvantage® miles for every $1 spent on eligible Rides and Rails™ purchases including public transit
Earn 90,000 American Airlines AAdvantage® bonus miles and premium travel benefits - bonus miles earned after $5,000 in purchases within the first 4 months of account opening.
Every calendar year, receive 4 Admirals Club® Globe™ Passes and enjoy access to nearly 50 Admirals Club® lounges. Relax and unwind with complimentary drinks and snacks, stay connected with free Wi-Fi and much more. To access the Admirals Club® lounge, present one of your digital lounge passes located in your AAdvantage® wallet.
Earn an American Airlines Companion Certificate starting in your second cardmembership year as long as your cardmembership is renewed. Companion certificate is good for a single qualifying round-trip main cabin domestic flight. Redeeming the certificate costs $99 for the ticketing fee, plus taxes and fees based on the intinerary.
Citi Entertainment® is an entertainment access program available to eligible Citi® credit card and Citibank® Debit Card customers. Citi cardmembers get special access to purchase tickets to thousands of events, including presale tickets and exclusive experiences to the year's most anticipated concerts, sporting events, arts and culture experiences.
Your first checked bag is free on domestic American Airlines itineraries for you and up to 8 companions traveling with you on the same reservation.
Earn a 5,000 Loyalty Point bonus after every 4 qualifying American Airlines flights (up to 15,000 additional Loyalty Points each status qualification year).
The ID Theft Protection program offered by Mastercard® helps eliminate the worry of identity theft by monitoring the information you choose to protect and alerting you if suspicious activity is found. It takes just a few minutes to enroll for free, and as soon as you do, your monitoring begins.
Enjoy preferred boarding on American Airlines flights for you and up to 8 companions traveling with you on the same reservation. Find your seat sooner and get early access to overhead bins.
Help stay protected with travel and shopping protection benefits: Enhanced Trip Cancellation Interruption, Lost or Damaged Luggage, MasterRental® Coverage (Car Rental), Trip Delay, Extended Warranty and Purchase Assurance Plus.
Every calendar year, earn up to $100 in statement credits on your choice of up to 2 of the following brands: 1stDibs, eligible AAdvantage Hotels™ bookings, Future Personal Training and Live Nation® (exclusions apply).
Every calendar year, earn up to $100 in statement credits on inflight purchases when you use your card on American Airlines flights.
Receive a statement credit, up to $120 every 4 years, as reimbursement for your application fee for Global Entry® or TSA Precheck®.
Earn up to $30 in statement credits for each eligible Turo trip completed, for a total of up to $240 in statement credits annually. To qualify, you must link your card to your Turo account on Turo.com/Globe and pay for the trip with your card.
These come from Mastercard, not from Citi. Every card on the World Legend Mastercard tier carries them, so they should not decide between two cards.
Enjoy access to dining experiences and reservations at coveted restaurants.
Call 1-800-MASTERCARD (1-800-627-8372) for 24/7 assistance to report a lost or stolen card.
Enroll in HealthLock for Mastercard Medical Claim Monitor complimentary membership plus a 90-day upgrade to all HealthLock services at no monthly cost.
Groceries and more delivered in as fast as one hour. Get $10 off your second order each month, and new Instacart+ members can also get three free months of Instacart+. Offer expires 1/31/2027.
More rides means more adventure. Take three rides in a month with Lyft to earn a $5 credit.5* Plus, save 10% on all scheduled rides to or from U.S. airports. Offer expires 1/31/2027.
A complimentary 24/7 concierge service that acts as a relentless personal assistant. Reserve that perfect table, locate hard-to-find items and more.
Get exclusive PGA TOUR® experiences and access amazing golf benefits with our Golf Concierge Service.
Unlock exclusive access to premium preferred seats and ticket presales at top venues and festivals across the U.S.
Save when you tap and go with your eligible Mastercard and receive a $2.50 statement credit when you spend $10 or more each month at participating transit locations.
Get $3 off Peacock Premium or Peacock Premium Plus each month when you use your World Elite or World Legend Mastercard to subscribe. Watch new movies from theaters, buzzworthy original series, hit TV shows, live sports and so much more. Eligibility restrictions, exclusions and terms apply. Offer expires 12/31/2027.
Enjoy experiences in culture, dining, sports, entertainment and more in over 45 exciting destinations around the globe.
With Mastercard Zero Liability protection you’re protected against unauthorized transactions in stores, online and in app.
Soho Friends is a travel and lifestyle program from Soho House. World Legend cardholders receive a complimentary year of Soho Friends. Join and enjoy special rates at Soho House bedrooms around the world.
Benefit descriptions are the issuer’s and network’s own wording, trimmed for length. Limits and exclusions are in the guide to benefits.
Every calendar year, receive four Admirals Club® Globe™ Passes for access to nearly 50 Admirals Club® lounges (over $300 in value).
| Card | Annual fee | Rewards earned | Net after fee | Rank |
|---|---|---|---|---|
| Citi® AAdvantage® Globe™ CardThis card · 2x on dining | $350 | $144 | −$206 | 1270th of 1,291 |
| Citi Double Cash®Citi's most-held other card · 2% on everything | None | $492 | +$492 | 282nd of 1,291 |
| Savor RewardsThe strongest no-fee card on this budget · 3% on dining | None | $642 | +$642 | 4th of 1,291 |
| Robinhood Gold CardHighest net return on this budget · 3% on everything | $50 | $798 | +$748 | 1st of 1,291 |
Reference budget: groceries $6,000, dining and restaurants $3,600, gas and ev charging $2,400, travel and transit $3,000, online shopping $2,400, entertainment and streaming $1,200, everything else $6,000. Points are valued at 1¢ unless the program is worth less; statement credits, welcome bonuses, and perks are left out. Run it with your own spending.
