Cash back · Visa · No annual fee
Last verified 2026-10-26. Review issuer source
Coastal Community Bank Aven Rewards Visa is a no-annual-fee cash back card from Coastal Community Bank. Its best everyday rates are 6% on grocery stores; everything else earns 2%. Grocery stores is capped at $10,000 a year, then drops to the base rate.
On our reference budget of $24,600 a year it returns about $732, an effective 3% back.
Put the bonus categories on it and everything else on a flat 2% card. On its own the base rate drags the average down.
Cap: $10,000 per annual
6% cash back on groceries up to $10k then 2%
No welcome bonus is stored for this catalog entry yet.
Coastal Community Bank adds nothing beyond the Visa Traditional benefits below.
These come from Visa, not from Coastal Community Bank. Every card on the Visa Traditional tier carries them, so they should not decide between two cards.
Purchase qualifying stays with your eligible Visa Credit or Debit card and get up to 8% in Travel Credits to use on future flights, stays, car rentals, attractions, car rentals, taxis and more. Sign up for a free Booking.com account to get started.
Eligible Visa cardholders can enjoy special events access to the hottest dining events on OpenTable. Restrictions apply.
This is a pay-per-use roadside assistance program available 24x7. Roadside Dispatch will ask for your location, find out what the problem is, and will remain on the phone with you while arranging a dispatch to a reliable tow operator or locksmith. You pay a set price per service call.
Enjoy a free ticket per show with the purchase of one or more tickets, plus you can access 7-day Visa Exclusive Presale opportunities.
Benefit descriptions are the issuer’s and network’s own wording, trimmed for length. Limits and exclusions are in the .
| Card | Annual fee | Rewards earned | Net after fee | Rank |
|---|---|---|---|---|
| Aven Rewards Visa®This card · 6% on grocery stores | None | $732 | +$732 | 3rd of 1,284 |
| Robinhood Gold CardCoastal Community Bank's most-held other card · 3% on everything | $50 | $798 | +$748 | 2nd of 1,284 |
| Chase Freedom Flex® Credit CardThe strongest no-fee card on this budget · 7% on dining | None | $822 | +$822 | 1st of 1,284 |
| Citi Strata Premier®Highest net return on this budget · 3x on airfare | $95 | $756 | +$661 | 4th of 1,284 |
Reference budget: groceries $6,000, dining and restaurants $3,600, gas and ev charging $2,400, travel and transit $3,000, online shopping $2,400, entertainment and streaming $1,200, everything else $6,000. Points are valued at 1¢ unless the program is worth less; statement credits, welcome bonuses, and perks are left out. Run it with your own spending.
