Points · Visa · No annual fee
Last verified 2026-09-09. Review issuer source
Comenity Caesars Rewards Visa Signature is a no-annual-fee points card from Comenity. Its best everyday rates are 2x on dining, 2x on entertainment, and 2x on travel; everything else earns 1x. There is also 5x on Caesars, a single-merchant rate. Rewards are Caesars Rewards Credits points that only spend inside that program, so we value them at roughly a third of a cent each.
On our reference budget of $24,600 a year it returns about $108, an effective 0.4% back. The welcome bonus, 10,000 points after $1,000 in 90 days, adds to the first year's return.
It is a stepping-stone card. Keep the balance low and revisit once your score reaches the good range, where no-fee cards with better rates open up. It charges 3% on foreign purchases, so leave it home when you travel abroad.
5 Reward Credits for every $1 spent at Caesars Rewards® destinations
2 Reward Credits for every $1 spent on restaurant
2 Reward Credits for every $1 spent on entertainment
2 Reward Credits for every $1 spent on travel
Earn 10.000 Reward Credits and 2,500 Tier Credits after you spend $1000 on purchases outside of Caesars Rewards destinations using your Caesars Rewards® Visa® Credit Card in the first 90 days of your account opening
Annual Bonus of 15,000 Reward Credits for spending $50,000+ on purchases in a calendar year.
Annual Bonus of 2,500 Tier Credits for spending $5,000+ on purchases in a calendar year.
Upgrade to Platinum Status when you use your card within the first 90 days of approval.
Unlock special car rental benefits.
Help when you need it most - 24 hours a day, 365 days a year.
These come from Visa, not from Comenity. Every card on the Visa Signature tier carries them, so they should not decide between two cards.
Get free access to Dovly Uplift. Dovly helps you raise your credit score and get more for your money. While Dovly's platform is designed to remove inaccuracies from your credit report, every case is different, and not everyone will achieve the same results.
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Eligible Visa cardholders can enjoy special events access to the hottest dining events on OpenTable. Restrictions apply.
This is a pay-per-use roadside assistance program available 24x7. Roadside Dispatch will ask for your location, find out what the problem is, and will remain on the phone with you while arranging a dispatch to a reliable tow operator or locksmith. You pay a set price per service call.
Enjoy a free ticket per show with the purchase of one or more tickets, plus you can access 7-day Visa Exclusive Presale opportunities.
Eligible Visa cardholders can now use the GigSky app to access complimentary or discounted global mobile data, in 175+ countries and destinations worldwide as well as on over 200 of the world’s top cruise ships.
When you are traveling or working anywhere in the world, your covered Visa card gets you access to a multilingual call center 24 hours a day, 365 days a year to help get the assistance you need. As a covered cardholder, you, your spouse and dependent children under 22 years of age who are traveling with can call a dedicated toll-free number in the United States, or call collect when traveling abroad.
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Get assistance with travel planning, entertainment tickets and more.
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Benefit descriptions are the issuer’s and network’s own wording, trimmed for length. Limits and exclusions are in the guide to benefits.
| Card | Annual fee | Rewards earned | Net after fee | Rank |
|---|---|---|---|---|
| Caesars Rewards Visa Signature®This card · 2x on dining | None | $108 | +$108 | 984th of 1,291 |
| AAA Travel Advantage Visa Signature®Comenity's most-held other card · 5% on gas stations | None | $594 | +$594 | 12th of 1,291 |
| Savor RewardsThe strongest no-fee card on this budget · 3% on dining | None | $642 | +$642 | 4th of 1,291 |
| Robinhood Gold CardHighest net return on this budget · 3% on everything | $50 | $798 | +$748 | 1st of 1,291 |
Reference budget: groceries $6,000, dining and restaurants $3,600, gas and ev charging $2,400, travel and transit $3,000, online shopping $2,400, entertainment and streaming $1,200, everything else $6,000. Points are valued at 1¢ unless the program is worth less; statement credits, welcome bonuses, and perks are left out. Run it with your own spending.
