Points · Visa · $149 annual fee
Last verified 2026-09-09. Review issuer source
Comenity Caesars Rewards Prestige Visa Signature is a $149-a-year points card from Comenity. Its best everyday rates are 2x on dining, and 2x on entertainment; everything else earns 1x. There is also 7x on Caesars, a single-merchant rate. Rewards are Caesars Rewards Credits points that only spend inside that program, so we value them at roughly a third of a cent each.
On our reference budget of $24,600 a year its rewards come to $98, $51 short of the annual fee. That is normal at this price; the card only works if the perks replace spending you already do, or your bonus-category spending is far above a typical household's. The welcome bonus, 20,000 points after $1,000 in 90 days, adds to the first year's return.
Get it if you already fly or stay with Caesars Rewards Credits often enough to use the perks. A general travel card earns points that go more places.
7 Reward Credits for every $1 spent at Caesars Rewards® destinations
2 Reward Credits for every $1 spent on restaurant
2 Reward Credits for every $1 spent on entertainment
Earn 20,000 Reward Credits® and 2,500 Tier Credits when you spend $1,000 outside of Caesars Rewards* destinations on your new Caesars Rewards Prestige Visa Signature® Credit Card within 90 days of account opening.
$100 Dining Credit at Caesars Rewards destinations.
$50 Slot Play at Caesars Rewards destinations.
2,500 Tier Credits when you make a purchase outside of Caesars Rewards destinations within the first 90 days of approval.
Annual Bonus of 15,000 Reward Credits for spending $50,000+ on purchases in a calendar year.
Annual Bonus of 2,500 Tier Credits for spending $10,000+ on purchases in a calendar year.
1 Complimentary Hotel Night (Anniversary Bonus) at Caesars Rewards destinations (up to $300).
Upgrade to Platinum Status when you use your card within the first 90 days of approval.
Unlock special car rental benefits.
Help when you need it most - 24 hours a day, 365 days a year.
These come from Visa, not from Comenity. Every card on the Visa Signature tier carries them, so they should not decide between two cards.
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When you are traveling or working anywhere in the world, your covered Visa card gets you access to a multilingual call center 24 hours a day, 365 days a year to help get the assistance you need. As a covered cardholder, you, your spouse and dependent children under 22 years of age who are traveling with can call a dedicated toll-free number in the United States, or call collect when traveling abroad.
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Benefit descriptions are the issuer’s and network’s own wording, trimmed for length. Limits and exclusions are in the guide to benefits.
| Card | Annual fee | Rewards earned | Net after fee | Rank |
|---|---|---|---|---|
| Caesars Rewards Prestige Visa Signature®This card · 2x on dining | $149 | $98 | −$51 | 1128th of 1,291 |
| AAA Travel Advantage Visa Signature®Comenity's most-held other card · 5% on gas stations | None | $594 | +$594 | 12th of 1,291 |
| Savor RewardsThe strongest no-fee card on this budget · 3% on dining | None | $642 | +$642 | 4th of 1,291 |
| Robinhood Gold CardHighest net return on this budget · 3% on everything | $50 | $798 | +$748 | 1st of 1,291 |
Reference budget: groceries $6,000, dining and restaurants $3,600, gas and ev charging $2,400, travel and transit $3,000, online shopping $2,400, entertainment and streaming $1,200, everything else $6,000. Points are valued at 1¢ unless the program is worth less; statement credits, welcome bonuses, and perks are left out. Run it with your own spending.
