Rewards · Visa · No annual fee
Last verified 2026-09-09. Review issuer source
Comenity Seattle Seahawks Extra Points Visa is a no-annual-fee points card from Comenity. Its best everyday rates are 2x on dining, 2x on fitness clubs, and 2x on grocery stores; everything else earns 1x. The 3x rate applies only to NFLShop.com, so treat it as a bonus rather than the reason to apply. Rewards are Seattle points that only spend inside that program, so we value them at roughly a third of a cent each.
On our reference budget of $24,600 a year it returns about $114, an effective 0.5% back. The welcome bonus, $100 after $500 in 90 days, adds to the first year's return.
It is a stepping-stone card. Keep the balance low and revisit once your score reaches the good range, where no-fee cards with better rates open up. It charges 3% on foreign purchases, so leave it home when you travel abroad.
2% in rewards on food delivery and restaurants
2% in rewards on gyms
2% in rewards on grocery store purchases
3% in rewards on qualifying NFL purchases and NFL Team purchases
2% in rewards on sporting goods stores purchases
Earn $100 Cash Back after spending $500 with the NFL Extra Points Visa® Credit Card, outside of the NFL, within the first 90 days of account opening. Paid as a statement credit.
$100 Cash Back when you spend $500 on purchases outside of the NFL in your first 90 days from open date. Paid as a statement credit.
20% off NFLShop.com purchases made with your NFL Extra Points Visa® Credit Card when using the code EXTRAPOINTS.
Special Financing on NFL Tickets of $250 or more made at NFL Team Ticket Offices, Ticketmaster, and SeatGeek with your NFL Extra Points Visa® Credit Card.
These come from Visa, not from Comenity. Every card on the Visa Traditional tier carries them, so they should not decide between two cards.
Get free access to Dovly Uplift. Dovly helps you raise your credit score and get more for your money. While Dovly's platform is designed to remove inaccuracies from your credit report, every case is different, and not everyone will achieve the same results.
Eligible Visa cardholders can enjoy special events access to the hottest dining events on OpenTable. Restrictions apply.
This is a pay-per-use roadside assistance program available 24x7. Roadside Dispatch will ask for your location, find out what the problem is, and will remain on the phone with you while arranging a dispatch to a reliable tow operator or locksmith. You pay a set price per service call.
Enjoy a free ticket per show with the purchase of one or more tickets, plus you can access 7-day Visa Exclusive Presale opportunities.
Benefit descriptions are the issuer’s and network’s own wording, trimmed for length. Limits and exclusions are in the guide to benefits.
| Card | Annual fee | Rewards earned | Net after fee | Rank |
|---|---|---|---|---|
| Seattle Seahawks Extra Points Visa®This card · 2x on dining | None | $114 | +$114 | 970th of 1,291 |
| AAA Travel Advantage Visa Signature®Comenity's most-held other card · 5% on gas stations | None | $594 | +$594 | 12th of 1,291 |
| Savor RewardsThe strongest no-fee card on this budget · 3% on dining | None | $642 | +$642 | 4th of 1,291 |
| Robinhood Gold CardHighest net return on this budget · 3% on everything | $50 | $798 | +$748 | 1st of 1,291 |
Reference budget: groceries $6,000, dining and restaurants $3,600, gas and ev charging $2,400, travel and transit $3,000, online shopping $2,400, entertainment and streaming $1,200, everything else $6,000. Points are valued at 1¢ unless the program is worth less; statement credits, welcome bonuses, and perks are left out. Run it with your own spending.
