Cash back · Other · No annual fee
Last verified 2026-09-09. Review issuer source
Synchrony Bank Amazon Prime Store Card is a no-annual-fee cash back card from Synchrony Bank. It earns 0% on purchases, which puts it behind most rewards cards; you hold it for the account itself, not the rewards.
On our reference budget of $24,600 a year it returns about $120, an effective 0.5% back. The welcome bonus, 60 points, adds to the first year's return.
Compare it with the alternatives below before applying; nothing about its earning stands out.
Earn 5% back at Amazon.com
Earn 5% back at Whole Foods Market
Get a $60 Amazon Gift Card instantly if approved for Prime Store Card
5% back at Amazon.com and Whole Foods Market (In-Store Code required) with an eligible Prime membership.
Benefit descriptions are the issuer’s and network’s own wording, trimmed for length. Limits and exclusions are in the guide to benefits.
| Card | Annual fee | Rewards earned | Net after fee | Rank |
|---|---|---|---|---|
| Amazon Prime Store CardThis card | None | $120 | +$120 | 928th of 1,291 |
| Verizon VisaSynchrony Bank's most-held other card · 4% on dining | None | $606 | +$606 | 10th of 1,291 |
| Savor RewardsThe strongest no-fee card on this budget · 3% on dining | None | $642 | +$642 | 4th of 1,291 |
| Robinhood Gold CardHighest net return on this budget · 3% on everything | $50 | $798 | +$748 | 1st of 1,291 |
Reference budget: groceries $6,000, dining and restaurants $3,600, gas and ev charging $2,400, travel and transit $3,000, online shopping $2,400, entertainment and streaming $1,200, everything else $6,000. Points are valued at 1¢ unless the program is worth less; statement credits, welcome bonuses, and perks are left out. Run it with your own spending.
