Points · Visa · $650 annual fee
Last verified 2026-09-09. Review issuer source
UBS Visa Infinite is a $650-a-year points card from UBS. Its best everyday rates are 2x on cable TV, 2x on grocery stores, and 2x on streaming services; everything else earns 1x.
On our reference budget of $24,600 a year its rewards come to $318, $332 short of the annual fee. That is normal at this price; the card only works if the perks replace spending you already do, or your bonus-category spending is far above a typical household's.
Premium cards are a bet that you will use the credits. Count only the ones that replace spending you already do, then see whether the lounge access and what is left justifies the fee.
2x points on cable TV
2x points for eligible groceries
2x points on select digital entertainment
See issuer for current welcome offer details.
$500 Airline Fee Credit for any qualifying air travel expenses.
$500 Annual Credit (based on annual spend).
Primary collision and theft insurance coverage on rental cars.
One annual complimentary 5GB, 30-day cellular data roaming plan per cardholder in 125+ countries via GigSky.
Statement credit up to $120 toward either Global Entry® or TSA PreCheck® application fee.
VIP amenities at select Ritz-Carlton properties, Fairmont and Park Hyatt properties.
Access to 1,500+ airport lounges with a complimentary Priority Pass Select membership.
Travel accident insurance, emergency medical evacuation coverage and lost luggage, as well as reimbursements for delayed or cancelled trips.
Enjoy a premium set of benefits at a unique portfolio of hotels with the Visa Infinite Luxury Hotel Collection.
These come from Visa, not from UBS. Every card on the Visa Infinite tier carries them, so they should not decide between two cards.
Get free access to Dovly Uplift. Dovly helps you raise your credit score and get more for your money. While Dovly's platform is designed to remove inaccuracies from your credit report, every case is different, and not everyone will achieve the same results.
When you use your covered Visa card for your eligible purchases Extended Warranty Protection will extend the term of your eligible manufacturer’s U.S. warranty by 1 additional year on eligible warranties of 3 years or less; for a manufacturer’s warranty of 3 months, the term is extended an additional 12 months for a combined total of 15 months of coverage; for warranties of one year or more an additional year of coverage is provided.
Your Visa Infinite card entitles you to automatic Platinum Status when you sign up for Troon Rewards®, for 20% saving on golf fees, merchandise and lessons at over 150 golf courses across the United States and world.
When you use your covered card to purchase an airline or common carrier ticket, you can be eligible to receive reimbursement for your checked luggage or carry-on baggage and their contents in the event of theft or misdirection by the airline or common carrier.
Visa Infinite cardholders receive special privileges from Relais & Châteaux, a highly prestigious association of approximately 500 luxury properties worldwide.
When you use your covered Visa card to make an eligible purchase, you can get return protection if you are dissatisfied with your item within 90 days of purchase and the merchant will not accept the return.
This is a pay-per-use roadside assistance program; available 24x7; Roadside Dispatch will ask for your location, find out what the problem is, and will remain on the phone with you while arranging a dispatch to a reliable tow operator or locksmith. You pay a set price per service call.
Eligible Visa cardholders can now use the GigSky app to access complimentary or discounted global mobile data, in 175+ countries and destinations worldwide as well as on over 200 of the world’s top cruise ships.
Add peace of mind to your itinerary. Purchase your airline ticket with your covered Visa card and you can enjoy Travel Accident Insurance.
When you are traveling or working anywhere in the world, your covered Visa card gets you access to a multilingual call center, 24 hours a day, 365 days a year to help get the assistance you need. As a covered cardholder, you, your spouse and dependent children under 22 years of age who are traveling with can call a dedicated toll-free number in the United States, or call collect when traveling abroad. Keep in mind this program provides assistance only. Cardholders are responsible for the cost of any services received.
When you purchase your travel ticket with a covered Visa card and you must cancel or interrupt your trip, this benefit can help reimburse for the non-refundable cost of your passenger fare. This coverage applies to more than air travel. It also can be in place when a covered Visa card is used to purchase a ticket for travel via other forms of eligible transportation, such as a ferry, rail, bus or cruise ship.
Anticipate delays when you purchase air travel with your covered Visa card. With Trip Delay coverage, you can receive up to $500.00 when you’re stuck for more than 6 hours due to a covered hazard such as equipment failure, inclement weather, strike and hijacking/skyjacking.
Enjoy 24/7 personalized assistance for travel planning, dinner reservations, sports, entertainment tickets and more. Available 365 days a year from home or abroad.
Book with your Visa Infinite card and get VIP amenities and discounts with Avis, Hertz, and National®.
Benefit descriptions are the issuer’s and network’s own wording, trimmed for length. Limits and exclusions are in the guide to benefits.
Access to 1,500+ airport lounges with a complimentary Priority Pass Select membership
| Card | Annual fee | Rewards earned | Net after fee | Rank |
|---|---|---|---|---|
| UBS Visa InfiniteThis card · 2x on cable TV | $650 | $318 | −$332 | 1280th of 1,291 |
| UBS Visa SignatureUBS's most-held other card · 1x on everything | None | $246 | +$246 | 850th of 1,291 |
| Savor RewardsThe strongest no-fee card on this budget · 3% on dining | None | $642 | +$642 | 4th of 1,291 |
| Robinhood Gold CardHighest net return on this budget · 3% on everything | $50 | $798 | +$748 | 1st of 1,291 |
Reference budget: groceries $6,000, dining and restaurants $3,600, gas and ev charging $2,400, travel and transit $3,000, online shopping $2,400, entertainment and streaming $1,200, everything else $6,000. Points are valued at 1¢ unless the program is worth less; statement credits, welcome bonuses, and perks are left out. Run it with your own spending.
