Points · Visa · No annual fee
Last verified 2026-09-09. Review issuer source
U.S. Bank Altitude Go Secured Visa Signature is a no-annual-fee points card from U.S. Bank. Its best everyday rates are 4x on dining, 2x on gas stations, and 2x on grocery stores; everything else earns 1x.
On our reference budget of $24,600 a year it returns about $450, an effective 1.8% back.
Get it for the reporting. Pay in full, keep the balance under a third of the limit, and ask about graduating to an unsecured card after a year. The rewards are beside the point. It charges 3% on foreign purchases, so leave it home when you travel abroad.
4X points on dining, takeout and restaurant delivery
2X points at gas stations and EV charging stations
2X points at grocery stores and grocery delivery
2X points on streaming services
No welcome bonus is stored for this catalog entry yet.
For annual streaming service purchases like Netflix and Spotify®
Get tools that help keep you informed of threats that may affect your identity.
Benefit descriptions are the issuer’s and network’s own wording, trimmed for length. Limits and exclusions are in the guide to benefits.
| Card | Annual fee | Rewards earned | Net after fee | Rank |
|---|---|---|---|---|
| U.S. Bank Altitude Go® Secured Visa® SignatureThis card · 4x on dining | None | $450 | +$450 | 305th of 1,291 |
| U.S. Bank Cash+® Visa Signature®U.S. Bank's most-held other card · 5% on department stores | None | $642 | +$642 | 7th of 1,291 |
| Savor RewardsThe strongest no-fee card on this budget · 3% on dining | None | $642 | +$642 | 4th of 1,291 |
| Robinhood Gold CardHighest net return on this budget · 3% on everything | $50 | $798 | +$748 | 1st of 1,291 |
Reference budget: groceries $6,000, dining and restaurants $3,600, gas and ev charging $2,400, travel and transit $3,000, online shopping $2,400, entertainment and streaming $1,200, everything else $6,000. Points are valued at 1¢ unless the program is worth less; statement credits, welcome bonuses, and perks are left out. Run it with your own spending.
