Miles · Visa · No annual fee
Last verified 2026-10-26. Review issuer source
U.S. Bank SKYPASS SkyBlue Visa is a no-annual-fee miles card from U.S. Bank. Its best everyday rates are 2x on ridesharing, and 2x on streaming services; everything else earns 1x. Rewards are Korean Air SKYPASS miles that only spend inside that program, so we value them at roughly a third of a cent each.
On our reference budget of $24,600 a year it returns about $96, an effective 0.4% back. The welcome bonus, 10,000 miles after $1,000 in 90 days, adds to the first year's return.
Get it if you already fly or stay with Korean Air SKYPASS often enough to use the perks. A general travel card earns points that go more places.
2X miles on rideshare services
2X miles on streaming services
Earn 10,000 Bonus Miles when you spend $1,000 in eligible purchases within the first 90 days.
Get insurance coverage for car rentals made with your Visa card.
Reimbursement for non-refundable costs when your plans change.
Reimbursement for expenses incurred when your trip is delayed 12+ hours due to a covered hazard.
These come from Visa, not from U.S. Bank. Every card on the Visa Traditional tier carries them, so they should not decide between two cards.
Purchase qualifying stays with your eligible Visa Credit or Debit card and get up to 8% in Travel Credits to use on future flights, stays, car rentals, attractions, car rentals, taxis and more. Sign up for a free Booking.com account to get started.
Eligible Visa cardholders can enjoy special events access to the hottest dining events on OpenTable. Restrictions apply.
This is a pay-per-use roadside assistance program available 24x7. Roadside Dispatch will ask for your location, find out what the problem is, and will remain on the phone with you while arranging a dispatch to a reliable tow operator or locksmith. You pay a set price per service call.
Enjoy a free ticket per show with the purchase of one or more tickets, plus you can access 7-day Visa Exclusive Presale opportunities.
Benefit descriptions are the issuer’s and network’s own wording, trimmed for length. Limits and exclusions are in the guide to benefits.
| Card | Annual fee | Rewards earned | Net after fee | Rank |
|---|---|---|---|---|
| SKYPASS SkyBlue Visa®This card · 2x on ridesharing | None | $96 | +$96 | 997th of 1,284 |
| U.S. Bank Cash+® Visa Signature®U.S. Bank's most-held other card · 5% on department stores | None | $642 | +$642 | 8th of 1,284 |
| Chase Freedom Flex® Credit CardThe strongest no-fee card on this budget · 7% on dining | None | $822 | +$822 | 1st of 1,284 |
| Robinhood Gold CardHighest net return on this budget · 3% on everything | $50 | $798 | +$748 | 2nd of 1,284 |
Reference budget: groceries $6,000, dining and restaurants $3,600, gas and ev charging $2,400, travel and transit $3,000, online shopping $2,400, entertainment and streaming $1,200, everything else $6,000. Points are valued at 1¢ unless the program is worth less; statement credits, welcome bonuses, and perks are left out. Run it with your own spending.
