American Express® Gold
points · American Express · $325 annual fee
- Recommended credit
- Good, Excellent
- Foreign transaction fee
- None
- Card type
- Personal
Last verified 2026-06-28. Review issuer source · Image source
Earn structure.
- 3xAirfare
3x on flights booked directly with airlines or on amextravel.com
- 2xamextravel.com
2x on prepaid hotels and other eligible travel purchases, booked through AmexTravel.com
- 4xDining
Cap: $50,000 per annual
4x at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year
- 4xGrocery Stores
Cap: $25,000 per annual
4x on groceries at U.S. supermarkets on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year
- 1xAll other purchases
Current capture.
Earn 60,000 Membership Rewards® Points after you spend $6,000 on purchases on your new Card in your first 6 months of Card Membership + receive 20% back in statement credits on eligible purchases made at restaurants worldwide within the first 6 months of Card Membership, up to $100 back. Offer ends 11/6/2024.
Useful perks.
Enroll and get up to $50 back semi-annually in statement credits each calendar year after you pay with the Card to dine at U.S. Resy restaurants or make other eligible Resy purchases.
card benefitSatisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar and select Shake Shack locations.
card benefitEnjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll automatically get $10 in Uber Cash each month for Uber Eats orders or Uber rides in the U.S. Plus, you'll earn 4X Membership Rewards® points for each Uber Eats purchase on your Card.
card benefitEarn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at Dunkin' locations.
card benefitWith Preferred Access, you will have access to premium seats for select cultural and sporting events, based on availability.
card benefitTravel more comfortably knowing you can be covered for lost, damaged, or stolen Baggage when you purchase the Entire Fare for a Common Carrier Vehicle ticket (e.g. plane, train, ship, or bus) on an Eligible Card. Coverage can be provided for up to $1,250 for carry-on Baggage and up to $500 for checked Baggage. For New York State residents, there is a $10,000 aggregate maximum limit for all Covered Persons per Covered Trip. Please read important exclusions and restrictions.
card benefitGetting into your Rental Vehicle can be the start of a great vacation. When you use your Eligible Card to reserve and pay for the Entire Rental and decline the collision damage waiver at the rental Company counter, you can be covered for Damage to or Theft of a Rental Vehicle in a Covered Territory. Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Italy, and New Zealand. This product provides secondary coverage and does not include liability coverage.