The Platinum Card®
points · American Express · $895 annual fee
- Recommended credit
- Good, Excellent
- Foreign transaction fee
- None
- Card type
- Personal
Last verified 2026-06-28. Review issuer source · Image source
Earn structure.
- 5xAirfare
Cap: $500,000 per annual
5X Membership Rewards® points on up to $500,000 per calendar year on flights booked directly with airlines or with American Express Travel via AmexTravel.com (then 1X)
- 5xPrepaid Hotels (amextravel.com)
5X Membership Rewards® points on eligible prepaid hotels booked with American Express Travel, including The Hotel Collection.
- 1xAll other purchases
Current capture.
Earn 80,000 Membership Rewards® points after you spend $12,000 on purchases on your new Card in your first 6 months of Card Membership.
Useful perks.
As a Platinum Card® Member, you can get up to $120 in statement credits each calendar year after you purchase an auto-renewing Uber One membership with the Card. Terms apply.
card benefitA Walmart+ membership can get you free shipping with no order minimum on eligible items shipped by Walmart, free same-day delivery of groceries from store (where available, subject to order minimum), & more. Use your Platinum Card® to pay for a monthly Walmart+ membership (subject to auto-renewal) and receive a statement credit for $12.95 (plus applicable taxes) that covers the full cost (excluding any Plus Up Benefits) each month.
card benefitEarn up to $200 per calendar year in statement credits after incidental fees are charged by your one selected qualifying airline to you Card.
card benefitOura Ring can help you meet your health goals. You can receive up to $200 in statements credits when you use the Platinum Card® to purchase an Oura Ring at Ouraring.com each calendar year.
card benefitAdd your Platinum Card® to your Uber account to start receiving $15 in Uber Cash each month, plus a bonus $20 in December, to use on rides and orders in the U.S. when you select an Amex Card for your transaction.
card benefitYou can receive up to $209 in statement credits per calendar year after you sign up and pay for a CLEAR Plus Membership (subject to auto-renewal) with your eligible American Express Card.
card benefitGet up to $25 in statement credits each month after you pay for eligible purchases with the Platinum Card® at participating partners.
card benefitGet up to $300 in statement credits each year when you pay for an Equinox+ digital subscription with live and on-demand classes, or an Equinox club membership (subject to auto-renewal) with your Platinum Card®.