Points · American Express · $250 annual fee
Last verified 2026-09-09. Review issuer source
Marriott Bonvoy Bevy American Express is a $250-a-year points card from American Express. Its best everyday rates are 4x on dining, and 4x on grocery stores; everything else earns 2x. There is also 6x on Marriott, a single-merchant rate. Dining is capped at $15,000 a year, then drops to the base rate. Rewards are Marriott Bonvoy points that only spend inside that program, so we value them at roughly a third of a cent each.
On our reference budget of $24,600 a year its rewards come to $228, $22 short of the annual fee. That is normal at this price; the card only works if the perks replace spending you already do, or your bonus-category spending is far above a typical household's. The welcome bonus, 125,000 points after $5,000 in 6 months, is the strongest reason to open it in a given year.
Get it if you already fly or stay with Marriott Bonvoy often enough to use the perks. A general travel card earns points that go more places.
Cap: $15,000 per annual
4X at restaurants worldwide [including takeout and delivery in the U.S.] (on up to $15,000 in combined purchases at restaurants and supermarkets per calendar year, then 2X points).
Cap: $15,000 per annual
4X points at U.S. supermarkets (on up to $15,000 in combined purchases at restaurants and supermarkets per calendar year, then 2X points)
6X points on hotels for eligible purchases at hotels participating in Marriott Bonvoy®
Earn 125,000 Marriott Bonvoy® Bonus Points Plus A $150 Statement Credit after you use your new Card to make $5,000 in purchases within the first 6 months of Card Membership.
Earn 1,000 Marriott Bonvoy® bonus points per paid eligible stay booked directly with Marriott Bonvoy for properties participating in Marriott Bonvoy.
With the Marriott Bonvoy Bevy™ American Express Card®, each calendar year you can receive credit for 15 nights towards the next level of Marriott Bonvoy Elite status.
Travel more comfortably knowing you can be covered for lost, damaged, or stolen Baggage when you purchase the Entire Fare for a Common Carrier Vehicle ticket (e.g. plane, train, ship, or bus) on an Eligible Card. Coverage can be provided for up to $2,000 for checked Baggage and up to a combined maximum of $3,000 for checked and carry-on Baggage, in excess of coverage provided by the Common Carrier. The coverage is also subject to a $3,000 aggregate limit per Covered Trip. For New York State residents, there is a $2,000 per bag/suitcase limit for each Covered Person with a $10,000 aggregate maximum for all Covered Persons per Covered Trip.
Getting into your Rental Vehicle can be the start of a great vacation. When you use your Eligible Card to reserve and pay for the Entire Rental and decline the collision damage waiver (CDW) at the Rental Company counter, you can be covered for Damage to or Theft of a Rental Vehicle in a Covered Territory.
When you use your Eligible Card to make a Covered Purchase, you can get up to one extra year added to the Original Manufacturer's Warranty. Applies to warranties of 5 years or less on Covered Purchases in the United States or its territories or possessions.
When it's time to travel again, rest assured that our Global Assist® Hotline is still on call for all Card Members traveling more than 100 miles from home.
Earn 1 Free Night Award after spending $15,000 on eligible purchases on your Marriott Bonvoy Bevy™ Card in a calendar year. Award can be used for one night (redemption level at or under 50,000 Marriott Bonvoy® points) at a participating hotel. Certain hotels have resorts fees.
With complimentary Marriott Bonvoy® Gold Elite Status, earn up to 2.5X points on every eligible hotel purchase for qualifying rates. That's 25% more points on eligible hotel purchases.
Receive free in-room, premium Internet access.
Sometimes your favorite new purchase gets stolen, accidentally damaged, or lost. But when you use your Eligible Card for Covered Purchases, your Membership can help protect them for up to 90 days from the Covered Purchase date.
Get free 2-day shipping on eligible items at a growing network of 100+ online stores with ShopRunner.
Booking the trip is easy. Avoiding delays is next to impossible. If a round-trip is paid for entirely with your Eligible Card and a covered reason delays your trip more than 12 hours, Trip Delay Insurance can help reimburse certain additional expenses purchased on the same Eligible Card, up to $300 per trip, maximum 2 claims per Eligible Card per 12 consecutive month period.
Benefit descriptions are the issuer’s and network’s own wording, trimmed for length. Limits and exclusions are in the guide to benefits.
| Card | Annual fee | Rewards earned | Net after fee | Rank |
|---|---|---|---|---|
| Marriott Bonvoy Bevy™ American Express®This card · 4x on dining | $250 | $228 | −$22 | 1121st of 1,291 |
| American Express® GoldAmerican Express's most-held other card · 4x on dining | $325 | $594 | +$269 | 547th of 1,291 |
| Savor RewardsThe strongest no-fee card on this budget · 3% on dining | None | $642 | +$642 | 4th of 1,291 |
| Robinhood Gold CardHighest net return on this budget · 3% on everything | $50 | $798 | +$748 | 1st of 1,291 |
Reference budget: groceries $6,000, dining and restaurants $3,600, gas and ev charging $2,400, travel and transit $3,000, online shopping $2,400, entertainment and streaming $1,200, everything else $6,000. Points are valued at 1¢ unless the program is worth less; statement credits, welcome bonuses, and perks are left out. Run it with your own spending.
