Cash back · Mastercard · No annual fee
Last verified 2026-09-09. Review issuer source
Chase DoorDash Rewards Mastercard is a no-annual-fee cash back card from Chase. Its best everyday rates are 3% on dining, and 2% on grocery stores; everything else earns 1%. There is also 4% on DoorDash, a single-merchant rate.
On our reference budget of $24,600 a year it returns about $378, an effective 1.5% back. The welcome bonus, $96, adds to the first year's return.
Put the bonus categories on it and everything else on a flat 2% card. On its own the base rate drags the average down.
Earn 3% cash back on dining when purchased directly from a restaurant
Earn 4% cash back on DoorDash and Caviar orders
Earn 2% cash back on grocery stores online or in-store
Free DashPass ($96 Value) for a year - Your free DashPass begins upon account opening. If you currently have a DashPass membership, this benefit will begin after your existing plan or replace your free plan. If approved for the DoorDash Rewards Mastercard, you will automatically receive a free year of DashPass that will auto-renew into an annual DashPass membership at the then current annual subscription fee.
Decline the rental company's collision insurance and charge the entire rental cost to your card. Coverage is provided for theft and collision damage for most cars in the U.S. and abroad. In the U.S., coverage is secondary to your personal insurance.
With Chase Offers, you can activate deals on the things you love in the Chase Mobile® app or on .
Receive a complimentary DashPass membership ($96 value) every year with $10,000 in annual card spend. DashPass members enjoy $0 delivery fees, reduced service fees, and exclusive benefits on every eligible order. Membership auto renews if you don't have qualifying spend.
Extends the time period of the manufacturer's U.S. warranty by an additional year, on eligible warranties of three years or less.
Your free DashPass begins upon account opening. If you currently have a DashPass membership, this benefit will begin after your existing plan or replace your free plan. If approved for the DoorDash Rewards Mastercard, you will automatically receive a free year of DashPass that will auto-renew into an annual DashPass membership at the then current annual subscription fee.
Covers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account.
You can be reimbursed up to $1,500 per person and $6,000 per trip for your pre-paid, non-refundable passenger fares, if your trip is canceled or cut short by sickness, severe weather and other covered situations.
These come from Mastercard, not from Chase. Every card on the World Elite Mastercard tier carries them, so they should not decide between two cards.
Call 1-800-MASTERCARD (1-800-627-8372) for 24/7 assistance to report a lost or stolen card.
Enroll in HealthLock for Mastercard Medical Claim Monitor complimentary membership plus a 90-day upgrade to all HealthLock services at no monthly cost.
Groceries and more delivered in as fast as one hour. Get $10 off your second order each month, and new Instacart+ members can also get three free months of Instacart+. Offer expires 1/31/2027.
More rides means more adventure. Take three rides in a month with Lyft to earn a $5 credit.3* Plus, save 10% on all scheduled rides to or from U.S. airports when you pay with your World Elite or World Legend Mastercard. Offer expires 1/31/2027.
Get exclusive PGA TOUR® experiences and access amazing golf benefits with our Golf Concierge Service.
Monitor your credit file for fraud, get alerts for suspicious activity and access a resolution specialist.
Mastercard gives you exclusive access to premium preferred seats and ticket presales at top venues and festivals across the U.S. Eligibility restrictions, exclusions and terms apply. Offer expires 3/31/2027.
Save when you tap and go with your eligible Mastercard and receive a $2.50 statement credit when you spend $10 or more each month at participating transit systems.
Browse exclusive Mastercard benefits, book travel, get hotel upgrades and more.
Get $3 off Peacock Premium or Peacock Premium Plus each month when you use your World Elite or World Legend Mastercard to subscribe. Watch new movies from theaters, buzzworthy original series, hit TV shows, live sports and so much more. Eligibility restrictions, exclusions and terms apply. Offer expires 12/31/2027.
Enjoy experiences in culture, dining, sports, entertainment and more in over 45 exciting destinations around the globe.
With Mastercard Zero Liability protection you’re protected against unauthorized transactions in stores, online and in app.
Complimentary 24/7 concierge agent for lifestyle needs, travel bookings and event access.
Benefit descriptions are the issuer’s and network’s own wording, trimmed for length. Limits and exclusions are in the guide to benefits.
| Card | Annual fee | Rewards earned | Net after fee | Rank |
|---|---|---|---|---|
| DoorDash Rewards Mastercard®This card · 3% on dining | None | $378 | +$378 | 460th of 1,291 |
| Chase Freedom Unlimited® Credit CardChase's most-held other card · 3% on dining | None | $528 | +$528 | 276th of 1,291 |
| Savor RewardsThe strongest no-fee card on this budget · 3% on dining | None | $642 | +$642 | 4th of 1,291 |
| Robinhood Gold CardHighest net return on this budget · 3% on everything | $50 | $798 | +$748 | 1st of 1,291 |
Reference budget: groceries $6,000, dining and restaurants $3,600, gas and ev charging $2,400, travel and transit $3,000, online shopping $2,400, entertainment and streaming $1,200, everything else $6,000. Points are valued at 1¢ unless the program is worth less; statement credits, welcome bonuses, and perks are left out. Run it with your own spending.
